Chemist Maged Sedrak, who once supplied Stephen Dank, is found guilty of professional misconduct

By: Solutions Vids on 01:02

Chemist Maged Sedrak, who once supplied Stephen Dank, is found guilty of professional misconduct
A chemist who supplied supplements to Stephen Dank during the sports scientist's five-month stint with the Cronulla Sharks has been found guilty of professional misconduct and could be struck off within weeks.

The NSW Civil and Administrative Tribunal found Egyptian-born compounding chemist Maged Sedrak supplied performance-enhancing drugs in excessive quantities, showed a lack of care, and often dispensed drugs without legal scripts.

On July 14, 2011, police raided Sedrak's Kogarah pharmacy, seizing steroids, compounds and other restricted substances.

Officials from the NSW Health Department also found 96 grams of testosterone at his Belgrave Compounding Pharmacy.

During that period Sedrak worked closely with another controversial figure, Dr Gregory Wilcox, who was previously disciplined for prescribing steroids to bodybuilders.
Do you know more about this story? Email investigations@abc.net.au

Dr Wilcox was fined $25,000 in 2003 by a medical tribunal over the purchase and supply of a large quantity of anabolic steroids and hormones.

In 2007, Dr Wilcox faced another medical tribunal over the supply of testosterone.

He too was found guilty of professional misconduct and banned from prescribing, obtaining or possessing anabolic steroids and other drugs.

Sedrak supplied testosterone to two patients and filled nine prescriptions for human growth hormone where Dr Wilcox was the prescribing doctor "when he knew or ought to have known that Dr Wilcox was not appropriately qualified in the diagnosis and management of patients with growth hormone deficiency", the tribunal found.

Human growth hormone is used as an anti-ageing drug, however it is not officially approved for that purpose.

Over three days of questioning, Sedrak admitted more than 95 per cent of his Kogarah practice involved dispensing testosterone, progesterone and oestrogens.

The tribunal found Sedrak's evidence unreliable and criticised his "lack of candour" and "reckless indifference" in dispensing drugs such as human growth hormone.

Steroids supplied to Dr Wilcox were listed on slips of paper without lawful scripts.

Sedrak said Dr Wilcox also prescribed the human growth hormone drug somatropin for him and his wife.

The pharmacist said he took somatropin to strengthen his heart muscles after suffering two heart attacks.

His wife took it to overcome tiredness, Sedrak said.
'Gross departure from accepted medical practice'

The tribunal slammed Sedrak's cavalier use and supply of the drug as a "gross departure from accepted medical practice".

Sedrak said vials of testosterone found when police raided his pharmacy were being kept for a veterinarian named Dr Mark Thompson.

However, no doctor by that name could be found.

The tribunal later identified a Dr Andrew Thompson, who was removed from the register of veterinary surgeons in May 2007 following a complaint about the inappropriate supply of steroids.

The tribunal also referred to Sedrak's failure to report a break-in at his pharmacy in March 2011 and the supply of unlabelled amino acids to "a person in Castle Hill" which was kept off the books.

Amino acids are used by athletes to aid muscle repair and promote muscle growth.

The ABC can reveal these substances were supplied to Walter Reynolds, whose Castle Hill supplements business was also raided by police in 2011.

Officers seized steroids, peptides and a large amount of cash.

Reynolds received a 12-month suspended sentence and a 12-month good behaviour bond.
Sedrak prescribed 'excessive' dose of drug to 20-month-old

Police sources have confirmed that both Reynolds and Sedrak were targets of Strike Force Observer, established in December 2010 to investigate the alleged supply of prohibited drugs and other restricted substances by bikies and their associates.

The tribunal said Sedrak's failure to report a theft at his pharmacy was significant, given the drugs involved were often sold on the black market.

Sedrak's lawyer refused to comment on the case, but in August last year Sedrak told 7.30 ASADA had sought to interview him about his role in Dank's 2011 supplements program.

Sedrak told the program he would rather forget his dealings with Dank.

The ABC does not suggest that Dank has broken any laws in his dealings with Sedrak.

This is not the first time Sedrak has been disciplined by authorities.

He first came to the attention of the NSW Health Department in December 2006 after he dispensed a drug without a prescription.

In 2007, Sedrak filled a prescription for a 20-month-old child. The NSW Pharmacy Board found the dose was excessive.

In a separate case he provided medication for a 10-year-old girl without verifying the use or "therapeutic purpose" of the drug.

That same year he supplied antibiotic eye drops and ointment to a 20-month-old without a prescription.

A professional standards committee noted his failure to understand the uses and applications of certain drugs.

He was again suspended in 2012 and disciplined last year and is no longer registered as a pharmacist in New South Wales.

Source for more 

Read More

How Employers View Your Online Bachelor's Degree

By: Solutions Vids on 03:41

How Employers View Your Online Bachelor's Degree



Online degrees still carry a stigma with some employers, but that’s quickly changing. There are several reasons why online bachelor’s degrees are increasingly becoming accepted, including the number of students taking online courses.


When Erik Schnackenberg, 28, decided to get his bachelor’s degree at Pace University several years ago, he was confident about his decision to take courses entirely online.

If anything was going to get in the way of his job prospects, he figured it would be the lack of a master’s degree – not his choice to pursue distance education.

“I’ve interviewed several places and no one has asked me if I’m going on-campus for classes,” says Schnackenberg, a train conductor instructor and full-time student. “I think they care more about my major and my GPA.”

Schnackenberg might be onto something. The number of job candidates with online bachelor’s degrees has rapidly increased in recent years, recruiters say. At the same time, acceptance of the degrees by employers is becoming more common.

[Find out if online learning is right for you.]

That hasn’t always been the case, though.

Only a few years ago, in 2009, a literature review by Cleveland State University found that human resource managers, executives and other gatekeepers had negative perceptions of online degrees. Some recruiters blame the stigma on the last decade’s "diploma mills" – online, unaccredited programs known for offering a degree to anyone with a full wallet.

But these days, employers rarely question the quality of online programs, says Susan Fontana, regional vice president of Manpower, a global recruiting firm.

“Things have changed,” says Fontana, whose company works with Fortune 100 companies and small and midsize businesses. “I think 10 years ago, you probably had a little more questioning, but it really is so much more accepted today.”

In fact, sometimes an online bachelor’s degree can be an advantage in the eye of an employer, Fontana says. In some cases, entrepreneurs favor students such as Schnackenberg, who have juggled multiple commitments while earning their degree.

“When you think about balancing a job and the needs of a family with school, that says a lot about the discipline of a person,” Fontana says.

There are several reasons why online bachelor’s degrees are increasingly becoming accepted, including the sheer number of students taking online courses, experts say. About 7.1 million students took at least one online course during the fall of 2012, according to the most recent findings from the Babson Survey Research Group.

[Determine whether your learning style suits online education.]

Chris Cullen, a brand consultant for colleges and universities, says the perception of online degrees has also changed as top-ranked schools have started offering more distance education options and massive open online courses, known as MOOCs.

“In the past couple of years schools like MIT, Stanford, Duke and Johns Hopkins have joined the online education landscape,” says Cullen, managing director at Infinia DC. "It elevates the concept of online higher ed. Just by their participation the category is lifted."

Despite the evolution of online education, some employers are still wary of online degrees, recruiters say.

Mary Massad, division president of recruiting services for Insperity, a firm that provides recruiting services to more than 100,000 small and midsize businesses, says her clients have a variety of opinions on the degrees.

About 75 percent of her clients have embraced online credentials. As for the other 25 percent, she doesn’t count on changing their minds.

“There are people who are very resistant and very traditional in the way they perceive an online degree,” she says. “For some, it’s just deeply embedded in how they think.”

Although having an online bachelor’s degree isn’t a deal breaker for most of her clients, Massad says having an online degree from an unaccredited school is a sure way to get a resume discarded. Before you enroll in a program, make sure it is accredited, she says.

“You can go into this with eyes wide open – and you should,” she says.

[Discover whether your online program is accredited.]

Cullen, of Infinia DC, says some employers favor traditional bachelor’s degrees simply because they are more familiar.

To avoid having an online degree discounted, he recommends enrolling in a program that has brand recognition in the relevant field.

“In time, a person’s experience will outweigh their education on their resume,” he says. “But all things being equal, an employer will judge your education based on their own personal familiarity with the institution that provided the degree.”

Trying to fund your online education? Get tips and more in the U.S. News Paying for Online Education center.
Keep updates your self by clicking this source

Source : http://www.usnews.com/education/online-education/articles/2014/02/28/what-employers-really-think-about-your-online-bachelors-degree

Read More

What is Criminal Law?

By: Solutions Vids on 01:47

What is Criminal Law?


 Criminal law is the area of law that deals with those who commit crimes. Crimes are generally defined as deviant behavior that violates social norms. What is considered a social norm and what is considered deviant behavior is determined both at the federal level and the state level, as are the punishments for various crimes.

Punishments for crimes vary based on the severity of the crime that was committed and where the crime was committed. In the United States, crimes are classified in two main categories: felonies and misdemeanors. Felonies are serious crimes that are generally punishable by a year or more in prison (e.g., armed robbery, murder). Misdemeanors are less serious crimes that are generally punishable by less than a year in prison (e.g., petty theft, vandalism).

People accused of crimes are granted certain rights under the US Constitution that protect them from being treated unfairly. Some of these rights include:

    The right to an attorney
    The right to not incriminate oneself
    The right to a speedy and public trial
    The right to an appeal

Consequences for those convicted of a crime can change a person's life forever affecting career choices, educational opportunities and personal liberties. For this reason, it is a good idea to have a skilled criminal defense lawyer on your side if you have been accused of committing a crime. A criminal defense attorney can not only help you understand your rights, but make sure those rights are protected.

In addition to protecting your rights, a skilled attorney should also be able to help you develop a strong defense for the charges you face. Contacting an attorney as soon as you are arrested or suspect you may be arrested is imperative. Having a criminal defense lawyer by your side may help you avoid mistakes that could negatively impact your case. Additionally, having an attorney on-hand early will allow sufficient time to strategize your defense and thoroughly investigate the charges you may face.

Remember, a criminal record may follow you around for the rest of your life. Don't leave your future up to fate. Contact a criminal defense attorney today.

for further  information source is http://www.alllaw.com/topics/criminal

Read More

Donate Car To Charity CALIFORNIA

By: Solutions Vids on 07:02

Donate Car To Charity CALIFORNIA

Car Donation
The car donation process is simple. All you need to do is call the charity and someone will come and pick up your vehicle, or tell you where to bring it. However, with so many charities to choose from and so many people trying to scam the innocent, picking the right organization is not always easy.

On this page you'll find some general tips you can use when you are trying to decide where and how to donate your vehicle

Donate a Car in California – “The Golden State”
Below we have listed over 200 of the affiliated charities that can receive car donations in California. Before you select the charity for your California car donation please read through our Frequently Asked Questions or search our charity database for other options. Donate to Charity is the best choice for vehicle donations in California, having been established in North California and supported California charities from its inception.

Based on our level of service and our commitment to the highest payouts to our charity partners, Donate to charity has expanded beyond California car donations, to now serve all 50 states.

We are a trusted name in car donations and continue to serve many charities in Northern California, Los Angeles, San Diego and across  the great state of California and beyond! Donate your car to a CA charity or donate a car to one of our national charity partners.

Simple choose a charity and when you are ready to donate use our convenient online car donation form or call us toll-free at (866) 392-4483 to donate your car over the phone.

Source: http://www.donateforcharity.com/california/

.

Read More

Classification of modern bird orders

By: Solutions Vids on 02:52

 Classification of modern bird orders

 Early diversity

 Dinosaurs and the origin of birds

 Diversification of modern birds

 Early diversity

Read More

No win, no fee

By: Solutions Vids on 02:45

This article explains everything you need to know about "no-win-no-fee" agreements.
No win, no fee 

If you've been injured, a solicitor may be prepared to pursue your claim on a "no-win-no-fee" basis. This means that the solicitor (or their law firm) will take the risk that your claim fails. Ordinarily, though, the solicitor will want a "success fee" to compensate them for taking the risk of failure.
Conditional Fee Agreements

If you decide to instruct a solicitor on a "no-win-no-fee" basis, you will actually enter what's known as a Conditional Fee Agreement (or "CFA"), which sets out the details of the arrangement.

A CFA is a formal, legally binding agreement between you and your solicitor, and it must be in writing.

There are some restrictions on the terms of a CFA, including limits on the amount a solicitor can charge you as a success fee.

    Note CFAs changed in April 2013 under the Legal Aid, Sentencing and Punishment of Offenders Act.



Since April 2013, your solicitor is permitted to set the success fee as a percentage of the damages you recover on your claim. Successful claimants may see up to 25% of the damages awarded to them set aside for the solicitor's success fee.

Significantly, solicitors are not permitted to use CFAs in matrimonial, child custody or other family law cases, and are not allowed to use them in criminal cases.
What happens if my claim fails?

If your claim fails, then generally you will not have to pay your solicitor anything at all (unless you have agreed to pay court costs, expert's fees and similar expenses that the solicitor advanced in connection with the case).

It is, however, important to remember that if your claim fails in court, you will almost certainly be liable to pay the other party's costs. Ordinarily, your solicitor will assist you in taking out insurance against this risk, but you will probably have to pay the insurance company yourself.
What happens if I win?

If you win, you will pay your solicitor their normal fees, their disbursements (which are out-of-pocket costs, such as filing fees and expert's fees that they have advanced in connection with your case) and the success fee.

Ordinarily, the court will order your opponent pay all of these fees (except the success fee) and reimburse you for any premium you paid to insure against the risk that you would lose your case. But this does not happen in every case, so you may have to pay your own costs.

Remember too that "winning" a case is not always as straightforward as it may seem. Sometimes, it is possible to win a case overall, but to lose important intermediate proceedings. In these circumstances, you may be liable to pay some of the costs your opponent has incurred in connection with the intermediate proceedings that you lost.

Another way that "winning" may be affected is if your opponent made a pre-judgment settlement offer (known as a "Part 36 Offer"), which you rejected. If you reject a Part 36 Offer and receive judgment for an amount less than that offered, you will be liable for some or all of the costs incurred by your opponent after he/she made the offer. The principle is that you have to pay for your opponent's "wasted costs" in forcing further (and ultimately unnecessary) litigation.

If you reject a Part 36 Offer against your solicitor's advice and receive judgment for an amount less than that offered, you will also have to pay all of your own solicitor's fees, including the success fee.
What happens if my claim settles before going to court?

The vast majority of personal injury claims are settled before trial. But a settlement will not relieve you of your obligation to pay your solicitor their fees, disbursements and success fee. Generally, fees are discussed during negotiations leading up to the settlement. So, typically, the settlement will require your opponent to pay some or all of your costs, usually directly to your solicitor.
What if I want to change solicitors before my case is finished?

If you decide to end the CFA before your case is concluded, then your solicitor will require you to pay all of their fees and disbursements up to the date you ended the agreement. You will also continue to be liable to pay them the success fee if you win the case using a different solicitor.

In practice, if you want to change solicitors part way through your case, you will need to negotiate some resolution with your first solicitor.

If your solicitor decides to end the CFA, then the amount you are required to pay them depends on their reason for ending the CFA.

If the solicitor ends the CFA because they have concluded that you are unlikely to win, then you pay only their disbursements, but no fee.

If the solicitor ends the CFA because you have not cooperated with them, you have not met your responsibilities under the CFA, or because you have rejected a settlement offer that they recommended you accept, they can require you to pay all of their fees and disbursements up to the date the CFA ends, plus the success fee if you eventually win the case.
Other points to consider

As mentioned above, even if you are pursuing your claim under a 'no-win-no-fee' arrangement with your solicitor, you are nevertheless exposed to the risk that if you lose you will be liable to pay your opponent's costs. Ordinarily, your solicitor can arrange for what is known as "after the fact" or "ATE" insurance to cover this risk. The insurer may even be prepared to lend you money to pay the premium, but you need to bear in mind that if you lose you will be liable to pay the premium or repay the loan.

When your case goes to court (even at the initial stages of court proceedings) your solicitor will need to instruct a barrister to handle the court papers and appearances. Frequently, barristers who do personal injury work will also do so on a "no-win-no-fee" basis. Your solicitor should be able to assist you in putting together a "no-win-no-fee" package that includes their fees, the barrister's fees, and the success fee for each of them.
Getting help

If you're working with a solicitor, they should be able to provide you with a complete explanation of how a "no-win-no-fee" arrangement will work. And the Law Society has produced a client's guide to success fees, which your solicitor should be able to give you.

You can find "no-win-no-fee" solicitors in your area by searching our solicitor directory - just use the form on the right-hand side of this page.
Source: http://www.findlaw.co.uk/law/accidents_and_injuries/personal_injury/500062.html

Read More

REPLACEMENT POWER WINDOW MOTORS AND REGULATORS FOR ORIGINAL EQUIPMENT APPLICATIONS.

By: Solutions Vids on 22:48

 REPLACEMENT POWER WINDOW MOTORS AND REGULATORS FOR ORIGINAL EQUIPMENT APPLICATIONS.

    We carry most of the popular General Motors power window lift motors.  We carry original equipment GM replacement motors in plain brown boxes.  No GM label on the box translates into prices that are up to 75% less than the dealership.  Watch out for the cheap Chinese knockoffs found elsewhere.  Original equipment motors with original equipment specifications ensure proper fit and operation.

Give your classic cars original power windows some new power.  We carry replacement motors for GM vehicles dating back to 1960!

Got a late model Pontiac or Olds or GM SUV with broken cables on the regulator.  We carry replacement units for these too.
We carry several of the popular Ford power window motors and regulators.  Our replacement window lift motors are built to original equipment specifications to ensure proper fit and operation.  Our replacement motors are brand new, not rebuilt! 

We also carry cable style regulators for several of the popular Lincoln's and Ford's.
We also carry popular power window regulators and  many regulator and motor assemblies for GM cars and trucks, Ford & Lincoln vehicles, Chryslers, Jeeps, Toyotas, Hondas and Nissans & Mazdas.  These assemblies are copies of the original and are available for a fraction of the price!

Read More

Find The Right Psychology Degree

By: Solutions Vids on 00:55

 

Welcome to the largest hand-compiled directory of online psychology degrees and certificate programs. Our directory currently contains over 10,000 psychology degree programs (on-campus as well as online) from over 1,600 colleges and universities around the US - from associate degree programs all the way through PsyD/PhD programs.

Our goal is to help our visitors understand their psychology degree and career options, whether they’re already members of a mental health profession or just starting out. We regularly add new articles and interviews with experts in the psychology field.

We are proud to be listed as a web resource by organizations such as the American Mental Health Counselors Association and the Society for the Teaching of Psychology, and by offices at universities such as Boston University, Colorado State University, Missouri State University, and the University of Virginia, among many others.

NEW: Featured Interviews

Below, we interview Dr. Scott Lilienfeld, a psychology professor and researcher at Emory University who studies pseudoscience in psychology, as well as Dr. Ray Green of the Association for Psychological Science. Dr. Lilienfeld is the author of "50 Great Myths of Popular Psychology" and in his interview discusses why these myths are so prevalent, as well as why it's important to think scientifically about pseudo-psychology.

Read More

5 Types of Car Insurance Coverage Explained

By: Solutions Vids on 01:47

1. Liability Insurance

Liability insurance covers you in the event you are in a covered car accident and it is determined the accident is a result of your actions. Liability insurance will cover the cost of repairing any property damaged by an accident as well as the medical bills from resulting injuries. Most states have a minimum requirement for the amount of liability insurance coverage that drivers must have. If you can afford it, however, it is usually a good idea to have liability insurance that is above your state's minimum liability coverage requirement, as it will provide extra protection in the event you are found at fault for an accident, as you are responsible for any claims that exceed your coverage's upper limit. You wouldn't want to run the risk of having to pay a large amount of money because your policy limit has been exceeded.

2. Collision Coverage

If there is a covered accident, collision coverage will pay for the repairs to your car. If your car is totaled (where the cost to repair it exceeds the value of the vehicle) in an accident, collision coverage will pay the value of your car. .

If your car is older, it may not be worth carrying collision coverage on it, depending on the value. On the other hand, if you have a more expensive car or one that is relatively new, collision insurance can help get you back to where you were before any damage to your car. Note: If you have a lienholder, this coverage is required.

3. Comprehensive Coverage

What if something happens to your car that is unrelated to a covered accident - weather damage, you hit a deer, your car is stolen - will your insurance company cover the loss? Liability insurance and collision coverage cover accidents, but not these situations. These situations are covered by Comprehensive (other than Collision) coverage.

Comprehensive coverage is one of those things that is great to have if it fits in your budget. Anti-theft and tracking devices on cars can make this coverage slightly more affordable, but carrying this type of insurance can be costly, and may not be necessary, especially if your car is easily replaceable. Note: If you have a lienholder, this coverage is required.

4. Personal Injury Protection

While Comprehensive coverage may be something you don’t need to purchase, Personal Injury Protection (PIP) is something you should. The costs associated from an accident can quickly add up, and in order to cover those costs Personal Injury Protection is available. With this coverage, your medical bills along with those of your passengers will be paid, no matter who is at fault for an accident. Note: This coverage is not available in all states.

5. Uninsured /Underinsured Motorist Protection

While state laws mandate that all drivers should be insured, this is unfortunately not always the case. Another issue that can arise is that while a driver may have liability insurance, many states have relatively low minimum coverage requirements that may not be enough to cover all of the expenses of an accident. So, if someone is legally responsible for damages related to an accident, you won't receive any payment if they do not have coverage or you will receive less than you need to cover the cost of damages if your damages exceed their coverage amount. This is the type of situation where Uninsured and Underinsured Motorist Protection would help with expenses.

Saving tip: It's usually relatively inexpensive to add uninsured/underinsured motorist protection to your car insurance policy, especially considering the amount of protection it offers.

This information in this newsletter is a summary only. It does not include all terms and conditions and exclusions of the services described. Please refer to the actual policy for complete details of coverage and exclusions. Coverage may not be available in all jurisdictions and is subject to underwriting review and approval.

Sources: www.iihs.com, www.insurance.com, www.carinsurance.com

Read More

something about nature

By: Solutions Vids on 01:43

We often forget that we are nature. Nature is not something separate from us. So when we say that we have lost our connection to nature, we’ve lost our connection to ourselves.

Read More

Real Estate Search Engines - A Home Buyer's Guide

By: Solutions Vids on 20:14

In recent years, real estate search engines have exploded in both popularity and quantity. It seems that every time you turn around, there's a new real estate search engine being launched or announced.

The use of real estate search engines has also skyrocketed. People go online by the thousands every day, conducting real estate searches through websites like Yahoo, Trulia and the others listed below. This usage will only increase as new search engines emerge, and as existing engines become more advanced.

This article reviews some of the most popular real estate search engines available today. But before we get to those reviews, let's cover some quick terminology.

What's a Real Estate Search Engine?

Here's my informal definition of a real estate search engine: "Any website that allows consumers to search for real estate listings." I think that's a basic definition we can all agree upon. Of course, there are many different types of real estate search engine, but in their basic form they all match the definition above.

Popular Real Estate Search Engines

Here's a list and summary of some of the most popular real estate search engines online today (with popularity measured by prominence in the marketplace, website traffic, and general buzz).

REALTOR.com

This is probably the most popular real estate search engine, just because it has been around the longest. When you land on the home page of REALTOR.com, you're offered a variety of real estate-related information. But the primary element on their home page is, of course, their real estate search engine.

To begin, you simply enter a city and state, provide some qualifying information like price range and number of rooms, and then click "Go." Once you get to the actual home listings, you can sort them by price, number of rooms, etc.

One thing I've always liked about REALTOR.com is the way the results are presented. You can view 10 homes per page, with thumbnail photo and basic information. This lets you "eyeball" shop and weed out any homes that don't interest you right off the bat. That way, you only have to click the "learn more" link for homes that you've screened first. A lot of the newer real estate search engines are map-based, meaning you have to click on an icon to see the house and details. I prefer to see a lot of listings at a glance and then "drill down" as desired ... but that's just me.

HomePages

This website offers another map-driven approach to real estate search. As with most real estate search engines, you start the process by entering a city and state. After sitting through a map-zooming process that makes you feel like you're skydiving, you'll be asked for the usual follow-up parameters (price range, number of rooms, etc.). Properties for sale are presented as icons that you can click on to learn more about.

Personally, I didn't like the interface because it doesn't show as much data at a glace as other real estate search engines -- you have to sort of scroll around the map to find what you want, and that annoyed me. From my perspective, it seems to be another one of those websites that's so "slick" it's just plain hard to use. But that's just me!

Trulia

Trulia bills itself as delightfully smart real estate search. Their "About" page offers a more detailed description: "We are a real estate search engine that helps you find homes for sale and provides real estate information at the local level to help you make better decisions in the process."

From the home page, you simply enter a zip code to see real estate listings for that area. You can also refine your search by price range, number of rooms or bathrooms, etc.

Like many real estate search engines, Trulia is powered by Google Maps. Trulia has customized the Google application to show pushpin icons for each property listing, which adds a nice visual element to the search.

You can use Trulia's real estate search engine with or without an account, but if you sign up for a free account you'll be able to save your searches for future convenience. If you like Trulia and plan to use it often, I recommend creating an account. It will save you a lot of time on future visits because you won't have to enter your search parameters all over again (unless you want to).

Yahoo Real Estate

Yahoo's real estate search offers a lot of information in addition to property listings. You can also find information on schools and neighborhoods through their site. But this is an article on real estate search, so let's stick with that.

From the home page of Yahoo Real Estate, you can search for homes, apartments, or even home values. For homes, you simply enter the city and state and hit enter. You are then shown a map with icons representing homes for sale.

Hover your mouse over an icon and it will show the listing price. Click on the listing price, and it will pop up a bubble with street address, a thumbnail photo, and a "learn more" link. To get around the map, you simply click-and-drag with your mouse (as with MapQuest or similar mapping sites).

NeighborhoodScout

NeighborhoodScout is a different sort of real estate search engine. As the name implies, this website focuses more on neighborhoods than actual home listings. Here's how they describe themselves:

"NeighborhoodScout is a web-based patent-pending neighborhood search engine that uses neighborhood statistics to build neighborhood profiles that allow individuals and families to instantly find the best neighborhoods for them, in any part of the United States they choose."

So if you're relocating to a new area, this website might help you refine your search by narrowing it to a few select neighborhoods.

A Word of Caution

When using any real estate search engine, you need to understand they do not operate in "real time." The accuracy of a real estate search engine is determined by the age or "freshness" of their data, which varies from one search engine to the next.

Also, while a real estate search engine can be a helpful research tool, they do not take the place of a qualified real estate agent. If you are new to the real estate world, I strongly recommend that you have professional help when buying or selling a home.

* You may republish this article online if you retain the author's byline and the active hyperlinks below.


Brandon Cornett is a real estate marketing specialist in Texas. If you enjoyed this article on real estate search engines, visit the author's website at http://www.armingyourfarming.com

Article Source: http://EzineArticles.com/?expert=Brandon_Cornett

Article Source: http://EzineArticles.com/480152

Read More

How to Choose your UK Mortgage

By: Solutions Vids on 02:25

This quick guide shows you potential mortgage choices for each type of borrower. Please note that this is a general guide and we should stress that you are always better off talking to a specialist mortgage adviser General One thing that applies to almost all types of mortgage is the choice of a fixed rate mortgage or one with a variable interest rate. The best choice depends on your own circumstances and to an extent on interest rate levels at the time, but things to consider are: * Can you afford to have your payments go up each month? This could happen with a variable rate mortgage. * Are rates generally low at the moment? It could be a good time to get tied into a fixed rate mortgage. * Do you want the security of a fixed monthly payment for several years? Fixed rate periods from 1 to 10 years are available. * Are you having difficulty borrowing enough money? An interest only mortgage can mean lower monthly repayments ie you can borrow more against your salary. But there are drawbacks. To understand which option will suit your circumstances, discuss your options with a UK mortgage specialist, who will advise you on suitable choices. Here are some specific tips depending on your particular mortgage needs First Time Buyers As a first time buyer, you are likely to have some particular requirements. You will probably have a very small deposit or possibly no deposit at all. You may be having to push your budget to the limit just to afford a mortgage, but are determined to get a foot on the property ladder. There are several suitable solutions: · 100% mortgages to many lenders offer 100% mortgages aimed at first time buyers. These are normally repayment mortgages and can be a good option to get you started. · If you have a deposit, but can't afford large monthly payments, an option to consider might be an interest-only mortgage, where your monthly payments only consist of interest, and you don't make any payment towards the capital sum. · Choose a mortgage term longer than 25 years to it may seem daunting but many lenders will offer mortgages with terms up to 40 years. Any of these choices can be a good way to get started in home ownership, with a view to moving to a better deal in 2-5 years time when you have some equity in your property and are perhaps able to afford larger monthly payments. Remember, very few people stick with the same mortgage for 25 years anymore. It is normal to change mortgages for a new deal every 2-5 years. Self-Employed Mortgages Getting a mortgage for self-employed people has always been a bit more of a challenge. Even if your business is well established, it can be hard to prove your income and since mortgage lenders assess your ability to pay based on net income, you could find that they underestimate your borrowing ability. So what are the choices? · Self-Certified Mortgages. It is not necessary to provide audited accounts and to prove your income, although you will still be required to provide some evidence that you can afford the monthly payments. · If your business is well-established, and you can provide 3 years or more of audited accounts, showing a stable income, you should not have too many problems. Lenders are more flexible than they once were. As with other specialist mortgages, it can be worth getting the advice of an Independent Financial Adviser to make sure you get the best deal for you. Already a Homeowner? If you are already a homeowner (with or without a mortgage) then you might want to release some equity from your home to give you a cash lump sum. This means that if you have paid off a significant amount of your mortgage and/or property prices have risen, you can benefit from some of the "profit" that is locked into your house without having to sell the house. Lenders provide a variety of packages for doing this, but they are generally described as "equity release" mortgages. Typically you will be able to borrow up to 95% of the equity in your home, given to you in a lump sum which you then pay back like a normal mortgage. This can be used to pay for home improvements, lifestyle changes, home repairs to almost anything, really. Get a Better Mortgage Deal Don't forget that just because you have a mortgage, it doesn't mean that you can't get a better one that will cost you less, or alternatively a mortgage with a shorter term so that you can pay it off sooner. Hunt around to whether you want to find a more competitive interest rate, a long-term fixed rate deal or you want to increase or decrease the remaining duration of your mortgage to you will probably find a lender who is able to offer just what you want, and could save you a significant amount every year. Discussing your requirements with an IFA can often help uncover the best mortgages, which sometimes come from quite minor building societies. Big Bonuses, But a Low Basic Salary? If this is you, then you might find it difficult to get a repayment mortgage that meets your requirements. This is because bonuses and overtime are hard to predict, not guaranteed and are normally excluded from your assessed income by mortgage lenders. This means you could end up being offered a much smaller mortgage than you think you can afford. The solution to this could be a flexible mortgage. A relative of the interest-only mortgage, flexible mortgages have monthly payments which are interest-only, but allow you to make ad-hoc repayments towards reducing the capital sum. For example, if you get a quarterly bonus, every 3 months you could make a payment towards reducing the capital sum of your mortgage, whilst paying smaller, interest-only payments each month [from your salary]. Flexible mortgages like these can be helpful for anyone with an unevenly distributed income who receives occasional large payments, rather than solely receiving salaried income. Are You An Expatriate? As an expatriate, your mortgage needs are a little different. Buying property abroad is difficult with a UK mortgage, although there are some high street lenders that have affiliated with foreign lenders, particularly in Spain, to provide easy access to mortgages in some other countries. On the other hand, many expatriates look to buy a property in the UK in preparation for their eventual return. This is more straightforward and there are several big lenders who can assist with this. The best approach is probably to find an IFA who has experience of setting up this kind of mortgage and see what they can offer you. There may be some complications but it should certainly be possible. Buying To Let? Buying to let has become very popular in recent years. Whether you count yourself a professional landlord or are just looking to buy a second property to rent out as an investment, buy to let mortgages are fairly mainstream now and as such are quite widely accessible. You may notice some differences to residential mortgages: · Can only borrow up to around 75% of property value · Mortgage terms may not be extendable beyond 25 years, often less still for interest-only deals. As with all mortgages, you will have to undergo a credit check and will have to provide some evidence that the property you are buying is a suitable business proposition to i.e. you can rent it for a suitable amount and/or can make the payments yourself if needed. Want To Let Out Your Home Temporarily? There are times when homeowners want to let their home on a temporary basis to perhaps they are moving abroad for a year or two, or elsewhere in the UK, but want to maintain their main home and rent it out to cover the costs of the mortgage. Most residential mortgages will allow you to do this to exact terms and conditions will very from lender to lender, but as long as you tell your lender you want to let, you will probably find they are happy for you to do so. Are you a Muslim, Looking for a Sharia-Compliant Mortgage? Islamic mortgages used to be almost impossible to obtain in the UK, but in the last 5 years, the number of lenders offering mortgages that comply with Sharia law has grown considerably. It is now possible to get an Islamic mortgage for your house from several high street lenders with no more difficulty than a regular mortgage. Islamic mortgages available in the UK fall into two main categories. By far the most popular are mortgages based on the Ijara principle. Also available are mortgages based on the Murabaha principle but these tend not to be affordable to most borrowers, especially younger people just starting out. Getting Divorced, Need Two Mortgages? Getting divorced can be a difficult and traumatic experience, often not least because of the financial complications. These can cause people with previously exemplary financial records to get into problems, and can sometimes make it difficult for the divorced individuals to get mortgages. A few lenders now offer mortgages aimed specifically at the needs of the newly-divorced, with a number of features designed to help people back onto their feet, financially: · Fixed interest rate for up to 5 years · First few months at 0% interest · The lender will include maintenance payments (alimony) in their assessment of your income when determining the amount that can be borrowed. · Can borrow 100% of property value if needed · Choice of repayment or interest-only mortgage There are not many of these packages around (Yorkshire Building Society offers one example), but they can really help divorced people through the difficult process of finding a new home and re-establishing their financial situation. This article is written by MortgageSorter, a UK mortgages website that has been helping normal people understand []UK mortgages for over 5 years. It has a special section on UK []Mortgages for people with a bad credit history and has the []latest best buy UK mortgages. Article Source: http://EzineArticles.com/?expert=Ed_Parry Article Source: http://EzineArticles.com/328582

Read More

Do Employers Look Down On Online Degree?

By: Solutions Vids on 20:47

Online education has become a trend and popular channel for many students and working adults to earn their degree. Online education creates a flexible and convenient environment for students to earn their degree while maintaining their preferred living style. But, many still doubt about the value of online degree, you may concern on how your potential employer will look at you during the job interview if you degree is earned through online education. Do employers look down on online degree? You may ask. This is an important question that needs to be answered because you need to ensure that your degree you going to earn through online will helps you to start your career smoothly after graduation.

According to Market Data Retrieval, a Connecticut-based firm that supplies education marketing information and services shows currently there are more than 4,700 accredited higher education institutions nationwide and nearly half of these schools offer an accredited degree, with the majority putting courses online. In fact, more and more prestige and reputable traditional universities offering online degree program that enable their students to attend online classes from remote locations. This is a good indication that online degree programs are widely acceptable in the job market else the online education will not grow so tremendously.

In fact, employers are more concern about "fake degree". If you are earning a degree through online degree program from a reputable and properly accredited online university, your online degree has no different than those earned from "brick & mortar" universities. There are many online degree scams, most commonly known as diploma mills offering fast-track degree through their "fake" online degree programs where you can earn your degree extremely fast, some are within a few days. The degree earned from diploma mills is totally unacceptable in the job market. If you apply a job position using degree issued by diploma mills and is found out by the employer, the employer will definitely look down on your degree in concern to the "fake degree" instead of online degree.

If you have decided to pursue your degree through an online degree program, you need to spend some time to search for a right online university. There are many online universities offering the degree of you choice. What you need to do is get as many program information as you can from those online universities, then review each and every one carefully, eliminate those online degree programs that are not meeting your requirement AND those sound suspicious to be "fake" degrees. Once your short listed the degree programs that at the first glance are recognized and properly accredited, your next step is to confirm the accreditation of those online universities with the accreditation database from CHEA.org. Those legitimate and accredited online universities are listed in this database. As long as you are getting online degree from properly accredited by a recognized accreditation agency, you shouldn't face any problem when you use this degree to start your career later.

Summary

Online degrees is compatible with on-campus degrees and it's accepted by most of employers if your online degree is earned through a reputable online university that is properly accredited by an accredited agency that is recognized by U.S Department of Education.

Amelia Turner, an educational article writer for http://www.your-online-degree.info You can find more details information and free resources about online education and financial aids and other online degree programs information that can help you to make decision to earn your degree online.

Article Source: http://EzineArticles.com/?expert=Amelia_Turner



Article Source: http://EzineArticles.com/700193

Read More

Distance Learning And Online Degree

By: Solutions Vids on 20:27

Distance Learning and Online Degree:

With the advent of the Internet the mode of education has changed drastically. From distance education the word has changed to Online Education where the method of teaching has become virtual.
Additionally, course materials will be sent by post, which they can finish at home An online business degree is best suited to working executives who can finish their course at their own pace and do not need to lose work to attend classes.

2. How will an online business degree help your career?

An online business degree is one of the best possible ways to enhance one's academic qualifications. Many fortune 700 companies appreciate employees who have a higher academic degree and consider such degrees as a criterion for promotion. This means that even if you work hard and exhibit good professional ethics, you may be sidelined when it comes to promotions and pay hikes.

3. Getting qualified through an online course serves three purposes:

1. It enhances your academic standing

2. It does not require you to lose your job in order to make time for learning.

3. You can learn in your leisure time and use it productively to enhance your career.

Online Degrees are available all over the Internet from valid accepted Universities to fake Diploma Mills that churn out diplomas without need for anything other than cold hard cash.
While the advantages of the Online Degree providing colleges are many the fact remains that the fake diploma mills are adversely affecting the reputation of the legitimate degree providing colleges.

Legitimate Online Degree College vs. Fake Diploma Mills

Universities and colleges online have to be accredited and the best ones like Phoenix University are, but there are again, the 'life experience' degree providers like the Belford University that create fake accreditation agencies and then accredit themselves, causing students looking for shortcuts to believe that these are legit institutes and are merely showing them the way out.

However, when all online degree holders enter the practical world looking for a job carrying their 'online diplomas' these fake diploma holders cause the legit degree holders to lose out as potential employers lose faith in the 'online degrees' so many of which are useless.

The latest trend in education is distance education where you can attain an undergraduate and graduate, certification or professional degree with the help of advanced technology of Internet.

It is gaining popularity owing to the fact that it can be obtained without leaving your job and can be done at your own pace. Owing to this sudden popularity in distance education, more and more universities are introducing online degree education.

With the wave of intensive growth in distance education comes another problem which is that of fraudulent online degrees.

Universities need to make a profit in order to sustain in the growing competition. The statistics behind online universities indicate that online universities are growing by 33% annually [International Data Corporation Online].

The benefit that the universities offering online courses are that they need not worry about infrastructural expenditure and they can reach out to people across the globe.

The difference between a fake degree online and a valid one is that fraudulent online degree universities are called 'degree mills' as their main focus is in fast production and distribution of fake diplomas. They just offer credit for life experience and if you pay your fees you get your diploma. You don't have to worry about practical experience. If you pay a little extra, you can even graduate with honors!

The problem arises when this life experience is not accepted by state and federal laws and you face the problem of looking for a suitable job.
A legitimate online college can be recognized against a fake one by checking out the actual web address which is usually offered by The Internet Corporation for Assigned Names and Numbers (ICANN), the international organization that dispenses domain names (web addresses).

Accredited schools will receive the .edu designation. For example, Stanford University's web address is Stanford.edu which authenticates that they are genuine online universities. Next you can also check from the list of accredited schools provided by US Department of Education.

What is the 'The Diploma Mill Police'?

Diploma Mill Police is an online resource to identify if the diploma you have received from an online university is a valid one and is from a fully accredited institution.

To authenticate your degree, GetEducated.com, has launched a free online service, The Diploma Mill Police (TM). This is a free service offered by the website and helps students as well as employer to put forth their grievances regarding the accreditation of their online certifications.

All you need to do is to submit a query to check on the accreditation status of any online college operating in the USA. A Consumer Seal of Approval is also provided by GetEducated.com which genuine accredited colleges can use on their site after being screened by an authorized deputy of the Diploma Mill Police.

Is getting a fake degree worth the effort. Will it get you a job in a Fortune 700 company?

Getting a fake degree may cause lot more problems than benefits. It is a very big risk to buy a fake degree from a diploma mill as well as to claim that you have a degree which rightfully you are not worthy of.

You are shelling out enormous money and the people who are scam artists can get away with it but you can be victimized. The problem arises when this life experience is not acceptable by state and federal laws and you face a problem which acquiring a suitable job.

Students might be thinking that getting a diploma from an unaccredited university will save them the drudgery of studying and they want to out for an easy way out by just paying some money and buying a diploma.

The Diploma itself typically looks impressive and is indistinguishable from a real college or university diploma. Clearly the diploma mills have no integrity and are not worried about the injustice to the students like you who have worked hard for your degrees.

The fake degree may even lead to your prosecution as in the case of a dozen teachers in Georgia who claimed to have Doctoral degrees from the bogus Saint Regis University were caught in 2003. Similarly in May 2004, nearly 500 government employees lost their jobs when their degrees were checked.

It would be sheer luck if you acquire a job in a Fortune 700 company with the help of a fake degree as these companies undertake rigorous investigation to check the authenticity of the degrees.

If by chance you manage to get a job, you are always under pressure on when you might be fired, if they get to know about the fact that your degree is a fake.

Fake online degrees are a meaningless, waste of money because wherever, you use the degree; it will be validated as 'fake'. Is that true?

Getting a fake online degrees is a meaningless, waste of money because wherever, you use the degree; it will be validated as `fake'; this is true to a certain extent.

There are chances that you will acquire a job in smaller companies who do not undertake rigorous screening of certificates of their employees. You might get away with it for sometime.

However, as you go up the ladder or look for a job in established companies you might come across the ground reality that your degree is just of piece of paper. A fake online degree has more problems than benefits. You will always be under the pressure that you would be caught for your fake certificate.

Students might be thinking that getting a diploma from an unaccredited university will save them the drudgery of studying and they want to out for an easy way out by just paying some money and buying a diploma.

The diploma itself typically looks impressive and is indistinguishable from a real college or university diploma. But the truth is employers know which degrees are worth it and which have been bought.

Some FAQs Accreditation and College Degrees

1. What is accreditation?

Accreditation is an assurance. It is a type of authorization given by an authorized government institute. The reason for accreditation is to give online degrees required recognition. In addition to this, it is also to ensure the quality of the program being offered.

2. What are the types of accreditation?

Regional accreditation boards provide the most recognized form of accreditation. For instance, Harvard and Ohio universities are regionally accredited. Stanford is also regionally accredited.
Whenever you come across people asking you whether you have attended an accredited university or not, they generally refer to regionally accredited universities. Hence, regional accreditation is the most preferred form of accreditation.

3. What is the significance of accreditation?

Accreditation provides a public record of your degree. A degree from an accredited institute is recognized by employers and companies all over the world.

4. What are the six regional institutes for accreditation?

There are about six authorized units responsible for accrediting online degrees. Namely they are:

NASC - Northwest Association of Schools and Colleges

NCA - North Central Association of Schools and Colleges

NEASC - New England Association of Schools and Colleges

SACS - Southern Association of Colleges and Schools

WASC - Western Association of Schools and Colleges

MSA - Middle States Association

What is programmatic accreditation?

At times, the special departments in accredited universities require special accreditation. The teachers licensing board requires a degree from accredited universities. Also, to accredit certain programs, the government requires a college to be accredited.

What do I need to know about State approved Universities?

Presently, there has been an enormous increase in State approved Universities. Many states have a test which a university has to pass, in order to be approved.

This process however is not equivalent to accreditation. It simply means that the college is approved to do business. The standard and quality of the degree is not ensured.

The above given FAQs comprise of basic information regarding distance learning. If you choose for an online degree, you should keep in mind the above points.

Article Source: http://EzineArticles.com/?expert=Ali_Bokhari



Article Source: http://EzineArticles.com/497013

Read More

A Guide To Online Degrees - Considering Getting Your Degree Online

By: Solutions Vids on 20:26

In today's world, the job market is become extremely competitive. Most of times, whenever there is a job vacancy available, there will be dozens of applicants trying very hard to compete to get that position. Same goes for a job promotion, many of your colleagues at the same level are waiting for a promotion to higher managerial position, you have to complete with them with some advantages in order to win the position.

The most two important factors which the employers or the bosses will scrutinize seriously during the process of evaluating their candidates are "Working Experience" and "Educational Background". Your competitors may have equally or better working experience than you in the required field, if you do not have the related degree on the required field, you will be at the losing edge in term of education background.

You may thinking of go back to school to earn your degree but you are not willing to quit your current job or stopping your current income is impossible for you as you have family and children education to support with. With that reasons, you keep holding your decision to get a college degree for career advancement. But with the available of online degree programs, your reasons are not valid anymore because through online degree programs, you can earn your degree while continue with you current life style.

Online degree programs are increasing in popularity and creditability, more and more prestigious colleges and universities offer complete online degree programs taught by the same faculty who teach in their classrooms. Subject areas range from business to nursing, degrees from Bachelor to MBAs and Ph.Ds. You should be able to find your preference degree from these online degree programs.

Through online degree program, you can pursue your degree courses basically through any location as long as you have access to internet; and most online degree programs allow you to plan your own learning pace with a very flexible schedule. These advantages give you flexibility to plan your leaning schedule from home so that it does not crash with your working schedule.

If you are considering of earning your degree online, there are a few other factors to take into consideration in order to ensure you earn a worthy degree which have value to your career and within your budget. Starting with this article, we initiated a series of articles with title "A Guide To Online Degrees" to guide you on everything you need to know about online degrees. These series of articles will include timely tips and advice to help you in making a decision to pursue an online degree. The topics that will cover by "A Guide To Online Degrees" article series include:

Advantages of earning a degree online
Is online degree right for you
Considering online degree pricing
How to choose a prestige online school
How to identify online degree scams / diploma mills
Degrees that are offered online
How to apply for online degrees
Where to get financial aids to fund your online study
Where online degrees lead students
Online degrees focusing on careers
Wish you choose a right degree online that bring you a bright future. See you on next series: "A Guide To Online Degrees -Advantages of Earning A Degree Online".

Jullie Havert is the author of http://www.studykiosk.com. This site featured over 120 online universities and you can get more information on over 1000 of Accredited Online Degree Program at this site.

Article Source: http://EzineArticles.com/?expert=Julie_Havert



Article Source: http://EzineArticles.com/419590

Read More

Learn About Earning an Online Degree and the Advantages

By: Solutions Vids on 20:24

After reading this article concerning online degrees, you should be able to make a wise decision on whether an online degree is for you. You should be able to help your friends with the amount of knowledge you will have gained on this online degree information.

Online degrees show the way to many rewards because students can use the training toward a career. Online universities allow students to earn a degree selecting from more than a hundred of degrees online, consisting of Certificates, Six Sigma Cert, Masters, Bachelors, Doctrines, PhD, and Diplomas. The advance online education universities facilitate students to choose at what time they will take curriculums and where they want to take the classes. Students can earn degrees in three years or less. In addition online universities propose flexible schedules and pay plans making online degrees more to your development. The universities facilitate students to choose their own time for learning and to go to classes.

Institution of higher online education schools has a tendency to be less trying, operating around schedules and pay plans. From time to time if the student is behind schedule on assignments, the schools allow grants for extra time.

Added online degrees comprise of commerce, healthcare and information technology. The degrees offer a flourishing prospect, because all three businesses are rising. The new-fangled renew growths near-term make it capable to earn a wealth of money annually. What's more, the vocations completed with the degrees pose the possibility of losing.

Going through the rest part of this article, you will be able to see just how important the online degrees can be too many people.

The manufacturing areas in many fields are growing, for that cause if you are taking into consideration online degrees take into account which degrees can reward you. Once more, healthcare, technology and business are on the rise which will promptly pay quiet money to any schooling costs. Considering the outcome of earning a degree online as greatly so as considering about the kind of degree you want to achieve.

Think about; criminal justice degrees are obtainable at the online educational programs. Thinking about this degree, we see the choices of studying about law, courts, juvenile courts, politics, government, correctional justice, regulations, society and ethnics, moral, history of law, crime and other areas of learning come together while earning a degree in this field.

You pay around $15,000 at few online universities to earn a degree in this field. At some online schools, you can get away with an associate degree which offers comparable qualifications in the workplace, paying only a thousand for the degree. Nevertheless, once you complete the degree and choose to work in the law enforcement, most times, you will earn fewer than $30,000 per year, and be in danger at all times.

In comparison, you can imagine that it will take you longer overall to repay your school costs, yet it will occur. On the other hand, you can choose a degree in the healthcare industry. You can shell out about $15,000 for a bachelor's in healthcare management. On the other hand, perhaps somewhere an online school is proposing healthcare management courses for less, say around $2000. Throughout the course of earning your degree somewhere in between, you can establish work in the healthcare industry. You may begin as an intern, but slowly work into a specialist in the healthcare industry.

During your first year as an intern, you may make around $30,000 or more annually. During your first specialist year in the workplace, you may earn more than $60,000 annually. After you move ahead, you will begin making more in the industry. As you can see in the first year, you paid for your degree twice and made no income expenses. However, after the next year of work after the IRS finishes getting their cut, you have more than doubled your money and paid for the time you used up going to online universities.

Thus, what is the gain of earning a degree in a field where your earnings seldom increases? Sure, you can land a paying job in particular fields that propose better wages, but still is the time really worth it? Is your life really worth it?

As you can see, what is inside you factors into earning a degree on or offline? If you want to become a law official then the low annual gross earnings won't concern you. On the other hand, if you want to earn big cash at your work, then certain online degrees are more to your benefit than other online degrees have to offer.

The next time you have questions regarding online degrees, you can refer back to this article as a handy guide.

K Hoyng is the web master and operator of http://www.quickcash2u.com which is an excellent source of online university degree information and much more key information. Visit us at [http://www.quickcash2u.com/onlinedegree.html]

Article Source: http://EzineArticles.com/?expert=Keith_Hoyng



Article Source: http://EzineArticles.com/228619

Read More

Online Degree Tips - Your Guide To Online Degree Programs

By: Solutions Vids on 20:22

Is an Online Business Degree Right for You? Deciding if an online business degree is right for you is an easy task. With the wide selection of programs, flexibility and personalized formatting, an online business degree is a great choice for any one new to the business world or those that are very experienced but looking to learn more. These degrees can be obtained in many fields of business, for examples, accounting, general business, leadership and marketing. Many colleges offer these business degree, but three well know, accredited online colleges are Ashworth College, Kaplan University and Walden University. To decide which online business degree is right for you, it is best to decide what your career goals are or what your current job calls for. For instance, if you want to start your own small business, then a degree in marketing may be your best bet. But, if you are currently a manager at your place of business then a leadership degree may get you the skills you need to get a promotion and a raise in your current career. Other individuals may pursue an online business degree in order to change careers. Many nurses, teachers and other non-business career holders seek online degrees while working at their regular job. Applying is easy. All you need is a high school diploma or G.E.D and a wilingness to learn. Depending on your previous college experience and work history, you may be able to obtain your business degree in as little as six months. Before deciding on a university that you are interested in, make sure that they are accredited and the staff has extensive experience in the field that you are interested in. Once you have decided to enroll, getting started is easy. Most colleges offer year round enrollment so that individuals can get started on their studies right away. After enrolling, most online programs make the coursework available for immediate download so that you can start that very day itself. What are the Advantages to Completing an Online Bachelors Degree? An online bachelors degree is a four-year college degree that an individual completes and earns through the Internet. The biggest benefit of an online bachelors degree is that it usually takes less time to complete. Most individuals can complete their online bachelors degree in as little as three years. If you have prior college credits to transfer or relevant work history to consider, then you can complete your degree in as little as six months. Another benefit to completing an online bachelors degree is that the course work is extremely flexible. Classes can be taken any time throughout the day and you never have to leave your house. All course work is completed via the Internet either through downloadable lessons or virtual class times. The average online bachelors degree program requires at least twenty hours of course work a week. But since the course are completed online, individuals can work faster or slower, depending on their schedule, as long as the course is completed within the allowed time frame. The standard time frame for the course work of an online bachelors degree is one class every five weeks. This schedule allows a student to concentrate solely on one class or module at a time ensuring that they learn all of the information presented in that session. This is an advantage over traditional four year colleges because with an online program you can devote your time to each session without being distracted by other classes and information. Tuition payment is also easier with an online program. Online degree programs qualify for the same tuition assistance that on-site programs do. Therefore, individuals can apply for student loans, payment plans and employer reimbursement programs. Plus, some online colleges allow the student to pay as they go, cutting down on upfront college costs. Earning an online bachelors degree is a perfect way for individuals that are currently employed full time to further their careers. By studying online, individuals can keep their regular job and still earn a degree in record time. To qualify for enrollment, you are only required to have a high school diploma or G.E.D. Since no prior college education is required, online degrees are also the perfect choice for someone that must work full time to pay for. If you are contemplating earning your bachelors degree, then an online bachelors degree program is definitely worth researching. Why You Should Choose an Accredited Online Degree An accredited online degree is a college degree that is received through Internet studies offered by an accredited college. This means that the school or university that is offering the degree has been approved by a national or state board of education. In order to offer an accredited online degree a college must offer its course work and lesson requirements to the board of education for approval. The board will then go through that course work and make sure that it adheres to the industry standards for completion. When contemplating completing any type of degree over the Internet it is best to do so with an accredited online degree provider. Accredited degrees are more reputable and the credits transfer to other schools should you ever decide to further your education again. Online degrees can come in many forms. You can earn an associate's degree, bachelors or masters degree or even a course completion certification diploma. To earn a masters accredited degree online, you must first possess a bachelors degree from a regular or online college. To earn a bachelors accredited online degree, you need to have at least a high school diploma or G.E.D. With both degrees, you can shorten the amount of time it takes to complete by having prior college credits or related work experience. It usually takes about three years to complete an accredited online degree. This time frame is based on a curriculum of at least twenty hours of course work a week. Some degrees, like a specialized law degree, can take up to four years to complete. By choosing an accredited online degree program as opposed to a regular degree program, you are choosing a degree of a higher standard. With an accredited degree, there will be more choices opened up to you and more occasions for advancement. What are Accredited Online Degree Programs? Accredited online degree programs are college programs that are offered over the Internet by certified schools and universities. Accredited online degree programs are tested and approved by state or national education review boards. There are many different types being offered on the Internet. These programs include degrees in many different fields such as accounting, law, business management and healthcare. A few well-known schools that offer accredited online degree programs are Phoenix University, Concord Law School and Pierce University. Accredited online degree programs usually offer a completely off-site program, meaning that the student can access everything they will need to earn a degree from the comfort of their own home. Also, these online degree programs usually offer downloadable lessons that can be accessed and completed at any time during the day or night. However, some programs do require the attendance of virtual meetings or classes that are put on at certain times throughout the day via the Internet. To find out which degree program is right for you, you first need to choose a field of education that interests you. After defining your field of interest, seek out a school that specializes in that field. Accredited online degree programs are very useful for those individuals seeking to further their education while continuing full-time at their present job. Some even offer credits for work already completed in the same field as the sought after degree. These credits are usually based on work or life experience. Also, some programs accept credits from other colleges. Applying prior credits toward accredited online degree programs will help to shorten the length of time required to receive your new bachelor's or master's degree. While some programs can take up to four years to complete, prior credits can reduce your education time by up to two years. How to Get Your Bachelors Degree Online Getting a bachelors degree online can be a fast and easy way to further your career. But before you enroll, there are a few important things you need to know. First, you'll want to make sure that the college that offers the online degree is accredited. School and universities are accredited on a state or national level. This accreditation means that a board of education has researched and approved the schools curriculum and course work. Next, you will want to make sure that the school is highly recognized and that the bachelors degree is transferable. This helps because someday you may want to further your education by completing your masters degree and you will need to be able to transfer your bachelors credits. Prerequisite to getting a bachelors degree from any university, you must first have at least a high school diploma or a G.E.D. It also helps to have some college or previous work experience under your belt. If you have previous college credits, then they can be applied toward your bachelors degree program and shorten the length of time that you will need to be enrolled in school. Without previous college credits, most bachelors degree online programs take up to three years to complete. This time frame is based on an individual that takes at least twenty hours of course work a week. With prior college credits, or by spending more time on course work each week, some individuals can complete their bachelors degree online program in as little as one year. To decide which college or university to enroll with, it is best to decide what type of degree program you need. Many colleges offer these programs but some specialize in different fields. For example, a person who wants a bachelors degree in business night want to go with Ashworth College, while a person that wants an education degree would want to go with Penn State University. Once you have chosen a bachelors degree online program, you need to research its class schedule. Many online programs allow you to download the course work and complete it on your own schedule, but some programs require that you log on to the Internet for virtual class sessions a few times a week at a designated time. Lynne O'Connor has many years experience of online business and educational resources and provides free advice at http://www.homeworkinguk.com/online-degree Article Source: http://EzineArticles.com/?expert=Lynne_O'Connor Article Source: http://EzineArticles.com/41140

Read More

CRM Solutions Providers

By: Solutions Vids on 07:34

CRM solutions providers are companies and individuals who provide solutions to build a good and profitable customer relationship. CRM is the abbreviation of Customer Relationship Management. In the present world, CRM has become a milestone in businesses strategies. It assists in building new business strategies which will not only improve relation with the customer and but also to enhance the prospects of overall business. Today, CRM has become equally important to small, large, and medium business organizations.

Increase in the demand of customer relationship management (CRM) has lead to the popularity of CRM solutions providers. CRM solutions providers are broadly classified into two - in-house CRM solutions providers and hosted CRM solutions providers.

In-house CRM solutions providers are also known as customized CRM solutions providers and on-demand solutions providers. Generally, in-house CRM solutions providers give solutions to meet the specific needs of a company or a customer. They give business solutions to all types and sizes of companies. Based on the size of the company or organization, in-house CRM solutions providers usually take three to twelve months for the complete implementation of their program. In-house CRM solutions providers have many added advantages when compared with hosted solutions providers. In-house CRM solutions providers generally have an intimate knowledge of the legacy systems in the organization. Thus, their programs are easy to install and maintain. Usually, in-house CRM solutions providers give solutions for sales, marketing, and other services. In-house CRM solutions providers are more costly, when compared with hosted CRM solutions providers. For example, an in-house CRM solutions provider will charge around $2,000 to $3,500 for a business service.

Hosted CRM solutions providers are better known as outsourced CMR solutions providers. This type of CRM solution providers simplifies the entire management process, and thus reduces the risk and increases the value of the businesses. Hosted CRM solutions providers have solutions for sales, marketing, and other major services.

When compared with in-house CRM solutions providers, hosted CRM solutions providers are more cost-effective. Generally, hosted CRM solutions providers will cost around $70 per month for a medium size business organization. Therefore, it is widely used by small and medium-sized business organizations.

CRM Solutions [http://www.WetPluto.com/CRM-Business-Solutions.html] provides detailed information on CRM Solutions, CRM Business Solutions, CRM Call Center Solutions, CRM Software Solutions and more. CRM Solutions is affiliated with Live Customer Support [http://www.i-CustomerSupport.com].

Article Source: http://EzineArticles.com/?expert=Jennifer_Bailey

Article Source: http://EzineArticles.com/352902

Read More